An easy-to-use, personal finance software intended to help you organise all kinds of money issues.

You can use it to track and reconcile the transactions of your bank, savings and credit card accounts and see where your money goes.

Simply create the accounts you need and move money between them.

PFO makes keeping track of income, expenses and bank transactions easy. With a few clicks you can begin creating accounts and making transactions in minutes.

You don't need to know anything about accounting.

Simplify

PFO helps reduce the time you spend on managing your finances by automating repetitive tasks, allowing you to manage important accounts all in one place.

The facility to schedule recurring or future transactions makes it easy to plan for bills, loan payments, or pay cheques.
Reminders notify you when bills are due so you can avoid late payment charges.

The program supports cash flow, group and budget accounts, as well as accounts for grouping and tracking investments.

PFO comes with over fifty pre defined categories.
If you find these don't suit you, you can delete or modify them, or you create your own.

Save Time

Automatically process selected recurring transactions.
Download details from your bank accounts and import them into your PFO account in QIF format.

Accuracy

You can use it to track and reconcile the transactions of your bank, savings and credit card account statements.

Security

Protect each data file with an individual password.
Make password protected backups.

Visualise your worth

Another great reason to use PFO is that it lets you easily visualise your finances. With PFO’s built-in graphs, a graphical representation of your accounts lets you analyse the trend of income and expenses and helps you in planning future budgets.

PFO provides a variety of reports detailing information about your accounts.
Each report settings can be customised and you save and restore report settings.
Built-in reports include: Total Worth, Cash Flow, Category, Monthly Income/Expenditure and more

Try it free

Try PFO free for 21 days.
It's the full version, nothing left out, no crippled features.

No money up front, if after 21 days you decide it's not for you, you've lost nothing.